“It is a pleasure for every one of my colleagues to work with Emmanuèle Lutfalla because of her responsiveness and her very strong professional skills.”

Chambers Europe 2024

“She is friendly, responsive and an expert in the field.”

Chambers Europe 2024

“Emmanuèle Lutfalla is truly an excellent lawyer.”

Chambers Europe 2024

Emmanuèle is an expert in insurance and reinsurance litigation and claims management

The Legal 500 EMEA 2023

Emmanuèle Lutfalla is very good at law. She is capable of drafting complex submissions for the courts and is sharp.

Chambers Europe 2023

I am delighted with the quality of the relationship and interactions with Emmanuèle Lutfalla.

Chambers Europe 2023

Emmanuèle Lutfalla develops very good relationships with clients.

Chambers Europe 2023

Emmanuèle Lutfalla is a leading insurance and reinsurance litigator, with peers highlighting her top-tier product liability defence work.

Who’s Who Legal Insurance & Reinsurance 2021

Emmanuèle Lutfalla is very renowned in the insurance sector. We have got full confidence in her professional skills and the quality of her work.

The Legal 500 EMEA 2021

The practice unites an impressive bench of stellar litigators, chief among them practice heads Emmanuèle Lutfalla and Thomas Rouhette.

The Legal 500 EMEA 2021

Signature Litigation Paris “quickly established itself as one of France’s finest dispute resolution practices and consistently attracts high-stakes, often headline-grabbing matters.”

The Legal 500 EMEA 2021

Emmanuèle Lutfalla “draws recommendations from peers across the EU, the USA and Asia.

Who’s Who Legal France: Product Liability Defence 2021

Emmanuèle “excels in handling disputes at the intersection of product liability and insurance matters, representing clients from the life sciences sector in litigation and product risk management.

Who’s Who Legal

Biography

After 30 years practicing in both major international law firms and top tier French law firms, Emmanuèle is one of the founding partners of the Paris office of Signature Litigation. She heads its French Insurance/Reinsurance practice.

Emmanuèle is ranked in Band 4 for Insurance – France in the Chambers Europe 2024 Guide, highlighting her as a “truly excellent lawyer.” Commentators note that “she is friendly, responsive and an expert in the field”, and another source highlighted that “it is a pleasure for every one of my colleagues to work with Emmanuèle Lutfalla because of her responsiveness and her very strong professional skills.”

The Legal 500 EMEA 2024 Guide ranks Emmanuèle as a ‘Recommended Lawyer’ for her insurance expertise and highlights her as “an expert in insurance and reinsurance litigation and claims management”. In this Guide, Signature is ranked in Tier 2, noting the team’s expertise in a “wide range of insurance disputes, with an emphasis on handling international cases.” Additionally, commentators describe the team as “proactive and solution-oriented”, with a “very structured approach, excellent communication and ability to explain to non-lawyers.”

The Legal 500 ranks the insurance and reinsurance litigation practice very highly in Paris, and also notes the department “unites an impressive bench of stellar litigators.”

Emmanuèle is recognised as a ‘Thought Leader’ in the Insurance & Reinsurance category in Who’s Who Legal France 2023, which notes she is a “highly intelligent lawyer.” She is also a ‘Recommended’ lawyer in Who’s Who Legal France: Product Liability Defence 2023 and for both Who’s Who Legal: Product Liability Defence and Insurance & Reinsurance 2023. Previous Guides note that she “draws recommendations from peers across the EU, the USA and Asia” and praise her “stellar practice in product liability dispute”. Who’s Who Legal has also noted that Emmanuèle “excels in handling disputes at the intersection of product liability and insurance matters, representing clients from the life sciences sector in litigation and product risk management.” The Product Liability France 2023 Guide highlights her exceptional handling of complex product liability and insurance cases.

Emmanuèle’s practice focuses on insurance and reinsurance litigation and claims management. She advises her clients both regarding policy wording and coverage issues. She is also regularly involved in reinsurance litigation. She has been involved in some of the most important product liability cases on behalf of insurers and reinsurers, for instance in the life sciences (medical devices) industry. In this respect, she has developed a specific experience in complex expert-appraisal proceedings and industrial risks investigations.

Emmanuèle also acts in sensitive construction and real estate litigation. In particular, she advises national and international construction companies on post-contract advice for operational legal risk management, claims and disputes.

She assists her clients with pre-litigation and litigation procedures, court-ordered expert proceedings and enforcement actions. She is also involved in ADR.

Emmanuèle has served as International Vice President on the Board of Directors of the International Association of Defense Counsel (IADC) for three years (2014 – 2017). Previously, and within the same organisation, she had served as Chair of the International Committee and of the Continuing Education Committee for several years.

Emmanuèle is a member of AJAR, APREF, AIDA, FDA, IRLA and ARIAS US. She is the author and co-author of numerous domestic and international publications.

Experience

  • Advising a major French oil company following the failure of a weld on a production line in an American plant.
  • Advising a leading French engineering company, sub-contractor in charge of the geotechnical studies for the French main contractor following land subsidence in China in a shopping centre with escalators.
  • Counsel to an insurer in US court proceedings relating to the clean-up of soil and water at a site in New Jersey.
  • Advising a leading French luxury bags manufacturer, following the latent defect of leather skins delivered by the German and Dutch sub-contractors, themselves involving Latvian manufacturers.
  • Advising an Emirati investment company that owns a palace in London on the mobilisation of a Terrorism Police following the London Bridge attacks.
  • Assisting hospitality groups, ready-to-wear brands and a Parisian cabaret in connection with their operation losses relating to the COVID-19 pandemic.
  • Assisting a French semi-public company operating the heating network of a city located in the East of France: determining the damage linked to the interruption of the distribution of fluids and assistance in the expertise.
  • Advising a manufacturer of onshore wind turbines in New Caledonia and England: drafting of a transaction to allow the completion of the work, management of relations with the local labour inspectorate, setting up the modalities for the replacement of the damaged wind turbine with preservation of the existing one and impact on the initial contract.
  • Advising a company based in New Caledonia in the implementation of a “Terrorism” and “Vandalism” policy, following the occurrence of destructive popular riots.
  • Advising a leading French insurer, covering a French breast implants manufacturer and involving worldwide (Argentina, UK, Spain, Belgium, Germany, the Netherlands, Luxemburg, Italy) personal injury cases as well as class actions. Steering the international team of local lawyers and setting up of the global strategy to deny coverage.
  • Advising a leading German insurer, covering a leading French engineering company in a dispute arising from a machinery damage resulting from the explosion of a gas turbine in a waste treatment facility in Spain. Managing arbitration proceedings for a claim of over $50m, in a dispute between the Spanish owner and the French engineering company.
  • Advising a leading German insurer, covering the biggest European discount chain distributor following the partial collapse and evacuation of a hospital and an orphanage in Turkey, arising out of the construction of a shopping centre.
  • Assisting a French insurer in reviewing its coverage and assessing its exposure following defects affecting photovoltaic panels installed by its insured, a leader in the French energy sector in Israel.
  • Advising a German machinery insurer following the explosion of a gas turbine in a waste treatment plant in Spain and the occurrence of a nuclear accident in a French power plant.
  • Advising a French insurer in a product dispute between the French leader in the pharmaceutical industry and its insured manufacturer of stoppers for vaccine vials.
  • Assisting a French Insurer in US court proceedings relating to the coverage of clean-up of soil and water at a site in New Jersey.
  • Advising reinsurers on the analysis of the aggregation of claims clause relating to the COVID-19 pandemic.

 

Publications

2024

Cut-through clauses: a two-speed, double-edged toolInsurance Post – 17 July 2024

Does The French Market Use Cut-Through Clauses?Insurance Edge – 9 April 2024

Le risque d’émeutes et de mouvements populaires est-il mieux pris en charge par l’État ?L’argus de l’assurance – 24 January 2024

2023

De la globalisation des sinistres en assurance de responsabilitéL’Argus de l’assurance – 1 November 2023

LOPMI : une perspective prometteuse pour le marché de l’assurance cyberLa Lettre des Juristes d’Affaires – 26 June 2023

LOPMI : une perspective prometteuse pour le marché de l’assurance cyberRevue Générale du Droit des Assurances – 20 June 2023

LOPMI : une perspective prometteuse pour le marché de l’assurance cyber L’assurance en mouvement – 24 April 2023

2022

La nécessaire mutation des polices d’assurance face aux nouveaux risquesLa Tribune de l’assurance – 2 November 2022

Les risques émergents : nouveaux défis pour l’assurance ?L’assurance en mouvement – 11 July 2022

L’assurance face aux risques émergents : un besoin de renouveau !Le Monde du Droit – 21 June 2022

The Changing Insurability of Environmental Risks – Law.com – 18 March 2022

Insurtech Lawyer Emmanuele Lutfalla on the Big Data DebateInsurTech – 17 March 2022

L’assurabilité des risques climatiquesL’AGEFI – 10 March 2022

L’action de groupe débarque en santéLa Tribune de L’assurance – 1 February 2022

2021

An Update on the Nuclear Liability RegimeRevue Lamy Droit Civil – October 2021

Loyers commerciaux et Covid-19 : quand la bonne foi l’emporte sur la force majeureLa Tribune de l’assurance – 11 May 2021

Class actions et assurances : encore un choc de l’année 2020 ou une réforme inaboutie ?La Gazette du Palais – 19 January 2021

2020

Perte d’exploitation : le grand flouLa Tribune de l’assurance – 8 December 2020 

Nouvelle directive sur les « class actions » : une réforme inachevée ?La Tribune de l’assurance – 15 September 2020

Pertes d’exploitation : quelles leçons tirer de la crise sanitaire ? – L’Argus de l’assurance – 9 July 2020

Covid-19 : une opportunité pour refonder l’assurance cyber La Tribune de l’assurance – 7 July 2020

A la croisée des cheminsLa Tribune de l’assurance – 30 June 2020

L’assurance cyber devra tirer des leçons du Covid-19 – L’Agefi – 11 June 2020

L’assurance annulation à l’épreuve du Covid-19La Tribune de l’assurance – 9 June 2020

Collective Redress Directive to change European liability landscape – Commercial Risk Online – May 2020

How should insurers address cyber risks, a French perspectiveActuarial Post – May 2020

La pandémie du Covid-19 : une opportunité de repenser l’assurance cyber ?Le Monde du Droit – 15 May 2020

GEMP : une réponse ambiguë à un risque chronique – La Tribune de l’assurance – 5 May 2020

How Proposed EU Class Action Directive Could Affect InsurersLiability, Risk and Insurance – 15 April 2020

GDPR and cyber risk insurance: how can insurers improve their cyber risk products – Actuarial Post – 14 April 2020

Les apports de la nouvelle directive sur les actions transfrontalières seraient-ils une menace pour les assureurs?La Lettre des Juristes d’Affaires – 13 April 2020

Le projet de la nouvelle directive sur les « class actions », une menace pour les assureurs ? – L’Agefi – 2 April 2020

GDPR and cyber risk insurance: how can insurers improve their cyber risk productsPrivate Security Report – 27 March 2020

Coronavirus : comment assurer et indemniser la perte d’exploitation des entreprises ?Le Parisien – 26 March 2020

Article in relation to GDPR and cyber-risk insuranceIT Pro Portal – 26 March 2020

How Proposed EU Class Action Directive Could Affect InsurersLaw360 – 25 March 2020

Strikes and popular movements: An unclear yet chronic risk for insurersLa Lettre des Juristes d’Affaires – 31 January 2020

2019

Grèves, émeutes et mouvements populaires : une réponse ambiguë à un risque chroniqueFace au Risque – 18 December 2019

Carriers need a better understanding of the insurability of cyber riskInsurance Day – 5 December 2019

Emmanuèle Lutfalla's Latest Published Articles

All news